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FAQ – Frequently Asked Questions
1. Can a Pole buy real estate in Croatia?
Yes. Poles and other foreign citizens belonging to EU member states can acquire real estate in the same way as Croatian citizens. Moreover, foreign citizens belonging to non-EU countries can acquire real estate in Croatia, fulfilling two conditions: a reciprocity agreement with the Republic of Croatia and the consent of the Ministry of Justice.
2. What documents do I need to purchase a property in Croatia?
We can purchase real estate in Croatia as both a natural person and a legal person, the only difference is that for a natural person, OIB, passport or identity card are sufficient to purchase real estate, while a legal person must additionally provide company documents confirming the ability to represent it.
3. What is OIB and where can I get it?
To obtain a PIN/OIB identification number in the Republic of Croatia, a foreigner must go to the tax office and fill in the Application for Identification Number and attach a copy of their passport or European identity card if they are a citizen of the European Union. In the case of a foreign legal entity, it is necessary to submit the Articles of Association (decision or extract from the relevant register together with the Application for PIN/OIB) to the tax office. All documents must be in Croatian or translated into Croatian by a sworn translator.
4. What is the difference between place of residence and registered address?
The permanent place of residence is the place and address where the person permanently resides, on the basis of which he or she exercises his or her rights and obligations, while the registered address is the place and address (in the Republic of Croatia) where the person temporarily resides. A temporarily registered address must be reported to the authorities if the person lives there for more than three months. The place of residence and the temporary registered address must be reported to the relevant police administration/police station responsible for the area where the person wishes to report his or her place of residence or register his or her address.
5. Are there any fees associated with purchasing real estate in Croatia?
Yes, please note the following costs:
When buying a property in Croatia, there are several factors to consider. When you hire a real estate agency in Croatia to guide you through the purchase process, the agency's commission is 3% of the property price.
Property tax costs 3% of the property price.
Another issue is the cost of a lawyer and notary. Lawyers usually charge legal fees of around 1% of the purchase value, while a notary …
6. How much is property tax in the Republic of Croatia?
The buyer of real estate in the Republic of Croatia pays real estate transfer tax in the amount of 3% of the agreed purchase price or the market price established by the Tax Administration. The buyer of real estate in Croatia may be exempted from paying real estate transfer tax if he meets all the conditions set by the Tax Administration of the Republic of Croatia.
7. Who is required to report real estate transfer tax?
The tax declaration is considered to be filed after the documents drawn up by the notary and the court have been filed with the tax administration office. The taxpayer of the transfer of ownership of real estate is obliged to fill in and file the Report on the transfer of ownership of real estate only if the document is not certified by a public notary or has not been issued by a court or a public institution within their competence under certain conditions. The competent tax authority issues a Temporary Tax Return or a Tax Return on the payment of the tax on the transfer of ownership of real estate.
8. Is it worth buying a property in Croatia?
Absolutely! It’s easy to see why, as this country of great food, significant history and vibrant landscape has many enticing attractions. Whether you’re interested in Croatia’s most popular cities, such as the coastal cities of Split, Trogir, Zadar, the vibrant capital of Zagreb or the historic city of Dubrovnik, or you’re looking to invest in charming smaller towns, all within easy reach of many World Heritage Sites, there are plenty of great places to buy property in Croatia.
9. How much does real estate cost in Croatia?
In general, real estate in Croatia is quite affordable compared to other European countries. However, the amount you pay depends on the type of property, whether the property has been recently renovated, and the location. Properties in the old town, city center or houses by the sea will always have a higher price, especially in attractive coastal regions such as Dalmatia and Istria. In the case of the capital of Croatia, Zagreb, the approximate price per square meter is 3000 EUR. On the outskirts of cities and in less popular areas, you will find much more affordable properties.
10. Is Croatia a good place to buy real estate?
Croatia is a great place to buy real estate due to its beautiful coastline, warm climate, delicious food and abundant natural resources. It is the fourth most expensive country to live in Eastern Europe, however, buying real estate in Croatia can be a great investment opportunity due to its tourism potential. It is a very attractive destination for expats, investors, entrepreneurs, families and retirees from all over the world. It offers a low cost of living and several visa options that allow expats to stay and potentially work in the country. Many expats have found the cost of living in Croatia to be refreshingly affordable, especially in terms of healthcare and education. Living in Croatia offers a wide range of recreational activities, from mountain biking, swimming, hiking and diving.